Supercharger when ordering buying from a dealer

Curious about something, wondering if it’s possible. I’m hoping the planets align and I can make it work to get myself a 4Runner. Would a dealer roll a supercharger into the deal and install it? My thought was, then I don’t have to come up with the $7000-$9000 to have it installed. It would basically make the price of the vehicle go up and then my payment. I did this along time ago when I bought a truck and asked if I could get an exhaust installed so it was done before I took delivery and that’s what they did they just rolled it into the price I was financing. Like I said just a thought and figured I’d ask! Thanks!!

 

Man...I hope you guys really aren't financing a super charger on a 7% fucking auto loan...

 

I’m going to say no as it’s not TRD branded so not sold at dealers.

 

It's possible but will be at the discretion of the dealer. You can try and get a higher than 100% LTV loan but some banks will not do it.

Financing the truck is one thing but I would be hesitant to finance the supercharger if you can't pay cash for it. Just my two cents.

 

That was my initial thought also, but just wanted some opinions and thoughts. Thanks for the input!

 

Is not an auto loan, it's a mortgage (that tent on top needs to be fast).

And no, I don't think dealers would put this on.

 

I'd slow down on all of this. Based on the question, it seems the loan is already going to burden/crush you to the point you know you'll never swing the turbo.

And to what end? A turbo enabled 4R is like having tits on a bull, or kissing your sister or...you get the idea.

 

I’ve heard that jeep dealer will give you a catalogue and have you pick things out to your hearts desire, then they roll it all into some ridiculous 80k loan. I never knew people did this. But ya gotta have the angry eyebrows and stirrups! Or maybe you dont.

A supercharger might be nice. Maybe. But much better to keep it out of a loan…those things are overly expensive to begin with for the 70hp they’ll add. You’ll end up paying way more through rolling it into your loan. Unless it’s like a 2year loan or something short. Then it might not be tragically expensive.

 

$65/70,000 on a 2 year loan might not be tragically expensive?!? We all know what interest costs on top of a loan but a great percentage of people could never consider such an auto loan, much less qualify for one. Most can barely make the payments on a loan like that over 7 years.

 

I get what everyone is saying. IT was just a thought going through my brain. Thanks for all the thoughts and opinions!

 

This a tough crowd! apologies @4runnerWI18, but I think you got some opinions. Some smart a$$ ones too.

Look, I give you a better one. Don't waste money on the supercharger, I got one, and I'm not as impressed or pleased as advertised by the performance gains. I think a better way to do this is by re-gearing, getting a nice tune, and call it a day man, save your $$ for other things.
Good luck!

 

there’s a toyota dealership out here in socal that sold new 4Rs and tacos with full on IronMan 4x4 suspension and 285s. the dealer installed accessory mark up on those trucks were pretty crazy when i peeked at the sticker.

 

Do the loan for the 4r price tag and leave the accessories out. Drive it as is for a couple of years and go from there. You'll know what you need and want after using the vehicle. Don't go MAXING your credit card because you want the SC, rim, lift kit, lockers and gear, and bumpers.

IDK about you but I like my money in my pocket

 

I would see this as keep the supercharger away from the 4Runner since reliability and relatively lesser cost maintenance is the name of the game here.

If I need slightly higher performance yet keep the reliability I would look as Lexus GX 460 4.6V8.

If I want even higher performance 4x4 from Toyota but slightly less reliable I would look at the 3.4 twin turbo hybrid brothers Tundra/ Sequoia/ LX600.

If not there are ton of fun options outside of Toyota world for performance. I would not ruin the factory warranty right from the start and add more maintenance to rebuild the supercharger. I trust you know even if its installed by dealership you won't have Toyota warranty. Even a lift installed by dealership will void the Toyota warranty for related parts. Just my opinion as someone like myself won't even drive a supercharge 4Runner scared that it would blow the engine and I be responsible. To buy one with supercharger? Not even in my dreams

 

This would be every salesman's dream.

 

I think it’s a bad idea all around. First the financing would make the whole thing stupid expensive in the long run. Second the the whole point of a manufacturers warranty is guarantee their product against defects. 4Runners are reliable sure, but everything vehicle is made by parts compiled from outside vendors, any of which, could individually have quality problems from time to time. I think it would be foolish to void the powertrain warranty before it’s even broken let alone put it through its paces and proven defect free.

 

Anyone wanting the blower remember that it's not going to be a rocketship; an Ecoboost Raptor will still outrun it. I'm thinking at 6.2 Tahoe will still run circles around it.

 

I know the OP already cried uncle , so @4runnerWI18 , the following is not directed at you. Welcome, by the way! The following is just general banter…

Agree! Warranty on everything and anything that spins on the whole vehicle would be void since the dealer could reasonably pin the blame on the SC. So think, any problem with the engine, transmission, transfer case, drive shafts, differentials, axles, bearings…all 60,000 miles of warranty would be gone. It would be then be on the customer to prove the SC did not cause the problem, which is very difficult to logically establish.

Now one would have a large loan on a vehicle, with no substantial warranty, and with diminished resale value. And possibly with an ultimate vehicle life span shorter than some of the loan terms being offered today. Nope.

What I meant is the 9,000 dollar cost of a SC on a 2 year loan might give you a final cost of 10,000 dollars for that SC (hypothetically, just guessing at the interest). If you have the ability to pay a loan that quickly, maybe it’s convenient to roll it into the loan.

But it would be tragic if somebody needing one of these newer longer term 7 or 8 year loans to roll in the additional cost of a SC. Tragic, because the SC is going to cost a TON more with the additional interest over that loan term. It would probably be close to doubling the price of that SC (just a wild guess, but seeing the amount of interest paid on mortgages, probably close to reality). Also tragic because somebody that uses those longer term loans usually is not in the best position to pay it.

Which is why those jeep dealers offering up the catalogue treatment on new cars is really slimy. And why seeing so many brand new 80,000 dollar dressed-up jeeps is kind of depressing.

 

nobody like's to play with their 3rd member.

 

I’m not disagreeing but the $ per HP return is still better than intake and exhaust mods would give you. Plus peak numbers are just for bragging rights, the power curve is what matters. For example a blower that can give you an extra 120 ft/lbs under 3500 rpm but chokes out up high and causes a 10 hp decrease in peak power would still be a huge gain in usability. It’s like my beater car, I have a first Gen Pontiac Vibe GT, it comes with the Toyota 6-speed manual and 1.8L high output engine that Lotus used in the Elise. It’s 180 hp instead of the base 140, but it doesn’t make power till the cam love switches over at like 6700 rpm until it redlines at 8200ish. It means it’s a dog around town, you rev the piss out of it all the time, or it’s completely and totally gutless.

 

Honest opinion time. If you cannot afford to purchase the truck outright, do not supercharge it. Especially if you cannot afford the upfront cost to supercharge it. TRD is no longer offering superchargers and I surmise there would be a good reason behind it.

These trucks are reliable and so are the superchargers being offered for it, but issues can happen. I do not think you would like to be stuck footing the bill for a new engine or transmission if something went awry.

If it is performance you're after. I would not be looking at a 4Runner. Shit, my wife's V6 Grand Cherokee will be faster than a supercharged 4Runner lol.

 

What dealership? I may have to move from insurance sales to car sales LOOOL.

 

I know right? I would imagine the place you want to be is on the financing side though.

 

100%.

 

Thanks for all the input everyone. It is much appreciated. I didn’t realize a regear makes that much of a a difference!! Again thanks for all the information!!