What are you paying for Insurance?

My insurance went up again for the 3rd straight year, on my 2008 4Runner.

This time around, USAA wanted $725 per 6 months and this is with minimal coverage. Haven't had a ticket, tow, crash, or claim ever on this vehicle. For a vehicle this old, this number seems insane.

Called up Geico and selected same coverage options, and it was $400. I added a little bit more coverage and it ended up being $440 so now I'm with Geico.

 

USAA as well, Paying 789.00 6 month policy.
Full coverage.also have home owners with USAA
2022 4runner ORP
2003 Tacoma

 

I shopped around before adding to current insurance.

USAA quoted me $728
Connect (Costco) is $328, stayed with them as we’ve had it for years.

both for 6 months, same coverage, same deductible, multi vehicle discount.

 

I switch carriers every few years, because I shop it around every time it's up for renewal. 3yrs ago I was with Progressive. But they tried to raise my rates, so I switched to Geico and got a small reduction. Then Geico tried to raise my rates. So I switched back to Progressive, who lowered me again.

I pay $1,179 for 1yr, full coverage. BUT, my deductible is very high. If it wasn't so high, I would probably pay $1500 per year?

 

I switched everything to National General in June, I went through Select Quote. I pay $4900 a year for my house and 5 cars. My 4Runner is $820 per year . Mine is higher because I have a 21 year old driver on my policy. My deductibles are $500 collision and $100 comprehensive.

 

Too Much !! I hate F*^King Insurance Co.'s. How come the value of the vehicle Decreases, yet the Premiums Increase!!

 

I would recommend Traveler's Insurance. Very competitive rates.

 

I had Traveler's, great company but they kept raising my rates even though I had zero claims.

 

Kinda depends on your state too. Here in Washington we got tweakers driving around with no insurance and 4 year expired tabs. This is why rates keep increasing. The responsible ones get punished.

 

Costco (Connect) is American family insurance.

 

I had Travellers for a year also, then they tried to DOUBLE my rates. But I didn't move, didn't change vehicles and no accidents/moving violations. I dropped them and never looked back.

 

It's got to be a state thing. I came from GEICO because they did the same to me. Paying half what I was with GEICO currently. It pays to ship around definitely. If/when my insurance goes up I'll change too.

 

Damn you guys get it up the ass.

$314/6 months here.

Some pay more than my boat insurance which is $966 for 6 months.

State Farm for everything.
(3) cars
boat
homeowners
4 life insurance
umbrella

 

$605 for 6 months w/Progressive. $500 deductible. Includes full glass coverage.

 

$498 for 6 months for full coverage thru connect thru costco. They raised it $65 when I got the 24 4runner from the 14 Runner.
Multi cars with them for 20 years.

 

Because every other commercial during daytime tv starts off by saying “have you been hurt in an accident”. People straight up lying about claims. It also doesn’t help that over the past 3 years several million people have shown up with little to no training on how to drive and not willing to get insurances to cover their bad driving.